Equifax
Also an agent toolEquifax API Cloud (developer.equifax.com): request/response REST/JSON products for consumer credit, identity, and verification. Consumer Credit — credit report and score inquiry + retrieve report/score by id, credit monitoring enrollment (OneView-style single-inquiry EFX credit file plus alternative data; DataX specialty-finance report). Digital Identity & Fraud — Digital Identity Trust (verify phone/email/address/device), State Issued ID Trust, Document Verification, FraudIQ Identity Scan Alert. Verification — The Work Number ID (verify identity of an applicant), Account Verification (authenticate a bank account / card presented by a consumer). Auth is OAuth2 client_credentials: the runtime mints a Bearer token from POST https://api.equifax.com/v2/oauth/token (grant_type=client_credentials) using Basic auth of client_id:client_secret plus a product scope. Base host is https://api.equifax.com (production) / https://api.sandbox.equifax.com (sandbox), modeled via auth.environments (PH-ENV-01). Endpoints follow the documented pattern POST https://api.equifax.com/{namespace}/v1/{resource}; exact per-product namespace prefixes are gated behind Equifax's authenticated developer portal and are flagged as equifax-04 for confirmation at credential-provisioning time. Equifax API Cloud is a request/response API with no general signed inbound webhook — triggers is empty; the change path is polling / re-inquiry (equifax-03). Note: Equifax API access is gated behind an enterprise contract + sandbox app registration; credentials are not self-serve (equifax-01).
18 actions · 0 triggers
The Equifax integration lets you connect Equifax to your automations with 18 actions — and every action is also a tool an AI agent can call. Examples: Get OAuth Scopes, Request Consumer Credit Report, Get Consumer Credit Report, Get Consumer Credit Report (PDF), Request Consumer Credit Score. No blank-canvas wiring — connect it and use it in your workflows.
Every action below is also a tool an AI agent can call — the same pack powers your workflows and your agents.
Actions 18
What Zervanor can do in Equifax.
Business7
Request Consumer Credit Report
Submit a consumer credit inquiry and return a JSON credit report (POST /business/credit-report/v1/reports). Body carries the consumer identity (name, address, SSN/national id, DOB) plus product/permissible-purpose options. Consumer-reporting inquiry — treat the request and response as regulated PII.
Get Consumer Credit Report
Retrieve a previously requested credit report by its report id (GET /business/credit-report/v1/reports/{reportId}). Use the report id / RequestID returned by Request Consumer Credit Report.
Get Consumer Credit Report (PDF)
Retrieve the rendered PDF version of a credit report by report id (GET /business/credit-report/v1/reports/{reportId}/print). Response is a PDF document rather than JSON.
Request Consumer Credit Score
Request a consumer credit score (POST /business/credit-report/v1/scores). Body carries the consumer identity plus the score model/product configuration. Returns the score(s) and reason codes as JSON.
Enroll in Credit Monitoring
Enroll a consumer for scheduled recurring or on-demand credit-report delivery (POST /business/credit-monitoring/v1/enrollments). Body carries the consumer identity plus the monitoring/delivery configuration.
Get Credit Monitoring Enrollment
Retrieve the status of a credit-monitoring enrollment by id (GET /business/credit-monitoring/v1/enrollments/{enrollmentId}).
Request DataX Credit Report
Submit a specialty-finance (DataX) consumer inquiry and return a JSON report (POST /business/datax-credit-report/v1/reports). DataX is Equifax's specialty-finance consumer data repository; body carries the consumer identity plus product options.
Identity6
Verify Digital Identity Trust
Verify consumer-provided digital identity information — phone, email, address, and mobile device (POST /identity/digital-identity-trust/v1/verifications). Returns match/trust indicators as JSON.
Get Digital Identity Trust Result
Retrieve a Digital Identity Trust verification result by id (GET /identity/digital-identity-trust/v1/verifications/{verificationId}).
Verify State Issued ID Trust
Verify the authenticity and legitimacy of a consumer's state-issued ID (POST /identity/state-id-trust/v1/verifications). Returns identity-trust indicators as JSON.
Verify Identity Document
Verify a consumer identity document such as a driver license or passport (POST /identity/document-verification/v1/verifications). Body carries the document image/data reference. Returns document authenticity + extracted data as JSON.
Get Document Verification Result
Retrieve a document-verification result by id (GET /identity/document-verification/v1/verifications/{verificationId}).
Run FraudIQ Identity Scan Alert
Screen a consumer identity for fraud-risk indicators (POST /identity/fraudiq-identity-scan/v1/alerts). Returns fraud alert indicators as JSON.
Verification4
Verify Applicant Identity (The Work Number ID)
Verify the identity of a credit or service applicant using The Work Number ID (POST /verification/twn-id/v1/verifications). Returns an identity-verification result as JSON.
Get Applicant Identity Result (The Work Number ID)
Retrieve a The Work Number ID verification result by id (GET /verification/twn-id/v1/verifications/{verificationId}).
Verify Bank Account
Authenticate a bank account or credit card presented by a consumer (POST /verification/account-verification/v1/verifications). Returns a real-time match result as JSON.
Get Bank Account Verification Result
Retrieve an account-verification result by id (GET /verification/account-verification/v1/verifications/{verificationId}).
V21
Get OAuth Scopes
List the OAuth scopes granted to the authenticated app (GET /v2/oauth/scopes). Safe identity + connectivity probe that requires only a valid access token and no consumer PII.
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Automations using Equifax
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Frequently asked questions
What can I automate with Equifax?
18 actions are available — for example: Get OAuth Scopes, Request Consumer Credit Report, Get Consumer Credit Report, Get Consumer Credit Report (PDF), Request Consumer Credit Score, and more.
Can Equifax be used as an AI agent tool?
Yes. Every Equifax action automatically becomes a tool an AI agent can call — the same pack powers both your workflows and your agents.
How is the Equifax integration modelled?
Equifax is modelled as a versioned connector pack, and the steps that need reasoning fall to first-party agents hosted in the same runtime as the workflows.